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Personal Insurance


Auto insurance is an absolute necessity. Not only because South Carolina state law requires all drivers to have auto insurance, but also because auto insurance provides peace of mind behind the wheel. Car insurance is not a one-size-fits-all plan—some drivers prefer to have more coverage and some choose to have less based on their unique needs. At Fred Jones Insurance Company we work one-on-one with our clients to determine the best auto insurance policy for their needs and budget.

Home and Condo

Homeowners insurance is extremely important, as you never know when disaster could strike your home. Things like fire, theft, wind, and water damage are never convenient, but are unfortunate risks that come with owning a home. Your home is one of the most significant financial investments you will ever make, so shouldn’t you protect it against all risks? Homeowners insurance ensures that your investment will remain protected for years to come, leaving you with invaluable peace of mind and a feeling of security for your family and possessions. As with all of our insurance products, we strive to help our clients select the best type of coverage for their situation while maintaining flexibility and affordability.


As we all know, life is full of surprises. While we can’t prepare for every twist that life throws our way, umbrella insurance is a great way to protect you and your loved ones from costly unforeseen circumstances. For example, if a family member causes a serious automobile accident involving multiple other vehicles and your car insurance only covers $200,000 worth of damage, umbrella insurance can help limit your additional costs. While no one ever hopes to have to use umbrella insurance, it’s nice to know that you and your family have an extra “security blanket” should you ever have to face any catastrophic circumstances.


Are you married? Do you have a family? Is your job essential to providing for your family? If you answered “yes” to any of those questions, it’s time to consider life insurance. Life insurance ensures that your family will be taken care of should something happen to you. Life insurance plans are affordable; our professional and dedicated staff can help you determine the best option for your family to continue their standard of living should something unfortunate occur.


Whether you’re sailing, fishing, or simply cruising in the water, give yourself peace of mind with boat insurance from Fred Jones Insurance Company. We offer a variety of options for boat insurance and will work with you to determine the perfect policy based on your unique coverage needs.


Cruising on your motorcycle, dirt bike, or trike isn’t nearly as fun if you’re worried about your insurance coverage. Fred Jones Insurance Company offers customizable and affordable motorcycle insurance policies that can include comprehensive and collision coverage, bodily and property damage liability, and a variety of other options to give you peace of mind while you’re enjoying your bike.

Motor Homes

Motor homes have always been popular as a great way to enjoy mobility and flexibility while still maintaining the comforts of a traditional home. Like traditional homes and automobiles, motor homes are significant investments that require insurance. We offer many options for motor home insurance, so contact us to begin the process of finding your perfect policy.

Travel Trailers

Travel trailers come in a variety of styles and are used for a variety of reasons. Many people enjoy the freedom of being able to travel at their leisure periodically while still enjoying the amenities of home while others prefer to use their travel trailers as semi-permanent residences. Whatever your preference, we’re here to help you make sure that your travel trailer is covered in the case of accident or emergency. We offer a plethora of options for travel trailer insurance including total loss replacement coverage, full-time residence coverage, and much more.

Rental Property

Rental property insurance is extremely useful for landlords who own and rent one or more properties. Our rental property insurance policies can protect not only your residence but also your rental income. In fact, our flexible policies can include dwelling (insurance on the property itself), personal liability (insuring you in case a tenant suffers personal injury or incurs medical expenses while on your property), and loss of rental income (provides rental income from a covered loss while your property is being rebuilt/repaired).